Last updated: October 5, 2026
Ocean Beach Media (“Ocean Beach Media,” “we,” “us,” or “our”) is a customer-acquisition and marketing company located at 7040 Avenida Encinas, Suite 104, Carlsbad, California 92011. This Privacy Policy explains how we collect, use, share and protect personal information through:
- this website, oceanbeachmedia.com (the “Corporate Site”), and
- the consumer-facing websites and brands we own and operate, including Quote Genie (quotegenielifecoverage.ai) and any other site that links to this policy (together, the “Consumer Sites”).
Each Consumer Site may also post its own privacy policy with details specific to that site. Where the two differ, the Consumer Site’s policy controls for that site.
1. Information we collect
On the Corporate Site
If you request a demo or contact us, we collect your name, company, work email, phone number and anything you include in your message. We also automatically collect your IP address, browser and device information, the pages you view and the site that referred you, using cookies and similar technologies.
On the Consumer Sites
When a consumer requests a quote or other information, we collect the details they enter, which can include name, phone number, email, mailing address or ZIP code, date of birth, gender, household income range, current insurance status, product interest, and optional details such as beneficiary, interests and home ownership. We also automatically collect IP address, approximate location, device and browser information, pages viewed, referring site and advertising campaign identifiers. We record the consent language shown, the time of submission and a third-party consent certificate (such as TrustedForm) documenting what the consumer saw and agreed to. Calls between consumers and us or our partners may be recorded.
From other sources
We may receive information about consumers from our marketing partners, advertising platforms, data-validation vendors and publicly available sources, and combine it with information we already hold.
2. How we use personal information
- To respond to demo and contact requests and to market our services to businesses.
- To connect consumers who request quotes with licensed insurance agents, agencies and carriers, and to deliver their requests to those partners.
- To contact consumers, with their consent, by phone, text, email and mail about the products they asked about.
- To verify identity, validate contact details, prevent fraud and spam, and document consent.
- To operate, secure, measure and improve our sites and advertising.
- To comply with law, enforce our terms and protect our rights and the rights of others.
3. How we share personal information, and “sales” and “sharing” under California law
Marketing partners. Consumer quote requests are delivered to licensed insurance agents, agencies and carriers that can help with the request. We may be paid for these deliveries. Under the California Consumer Privacy Act as amended by the California Privacy Rights Act (“CCPA”), this is a sale of personal information. Each Consumer Site lists the partners that may receive information submitted on it.
Advertising partners. We use cookies and pixels from advertising platforms (such as Meta and Google) to measure and target advertising. Under the CCPA this may be sharing of personal information for cross-context behavioral advertising.
Service providers and contractors. Vendors that host our sites, store and route lead data, certify consent, send messages, track calls, run analytics and provide business software. They may use personal information only to provide services to us under written contracts.
Legal, safety and business transfers. We may disclose personal information to comply with law, a subpoena or a government request; to investigate fraud or security issues; to enforce our terms; or in connection with a merger, acquisition, financing or sale of assets.
Business contacts. We do not sell or share the personal information of Corporate Site visitors or business contacts.
4. California notice at collection
In the 12 months before the date above we collected the following categories of personal information, for the purposes in Section 2, and disclosed them to the categories of recipients in Section 3:
| Category | Examples | Sold or shared? |
|---|---|---|
| Identifiers | Name, phone, email, address, IP address, device and cookie IDs | Yes (consumers); No (business contacts) |
| Personal records (Cal. Civ. Code §1798.80) | Date of birth, gender, insurance status | Yes (consumers) |
| Commercial information | Products or services requested or considered | Yes (consumers) |
| Internet or network activity | Pages viewed, referring site, ad clicks, interactions with our sites | Shared with advertising partners |
| Geolocation data | ZIP code; approximate location from IP address | Yes (consumers) |
| Audio information | Recorded calls | No |
| Inferences | Product interest, household income range | Yes (consumers) |
| Sensitive personal information | None collected intentionally. If a consumer volunteers health information on a Consumer Site, we use it only to fulfil their request. | No |
Retention. We keep personal information for as long as needed for the purposes above and to meet legal obligations. Consent records for consumer requests are kept for at least five years because telemarketing laws require us to prove consent. Business-contact information is kept while the relationship is active and for a reasonable period afterward.
Minors. We do not knowingly collect or sell the personal information of anyone under 16. Our sites are intended for adults.
Sensitive personal information. We do not use or disclose sensitive personal information for purposes other than those permitted by Cal. Code Regs. tit. 11, §7027(m).
5. Your California privacy rights
If you are a California resident you have the right to:
- Know and access the personal information we have collected about you, including the categories, sources, purposes, and the categories of third parties we sold or shared it with, and to receive a copy.
- Delete personal information we collected from you, subject to legal exceptions.
- Correct inaccurate personal information.
- Opt out of the sale or sharing of your personal information.
- Limit the use of sensitive personal information, where applicable.
- Not be discriminated against for exercising these rights.
How to exercise them. Submit a request through our Do Not Sell or Share My Personal Information page, email info@oceanbeachmedia.com, or call 1-888-521-0209. We will verify your request by matching the information you provide with information we hold; for access and deletion requests we may ask for additional details. You may use an authorized agent; we will require proof of the agent’s authority and may ask you to confirm the request directly. We respond within 45 days, extendable once by a further 45 days with notice. If we deny a request, you may appeal by replying to our decision; we will respond to the appeal within 45 days.
Opt-out preference signals. We honor Global Privacy Control (GPC) browser signals as a request to opt out of sale and sharing for the browser sending the signal.
Metrics. We publish annual request metrics as required by the CCPA regulations on request to info@oceanbeachmedia.com.
6. Other state privacy rights
Residents of Colorado, Connecticut, Virginia, Utah, Texas, Oregon, Montana, Delaware, Iowa, Nebraska, New Hampshire, New Jersey, Tennessee, Minnesota, Maryland, Kentucky, Indiana, Rhode Island and other states with comprehensive privacy laws may have similar rights to access, correct, delete and opt out of the sale of personal information and targeted advertising, and to appeal a denied request. Use the same contact methods above. Nevada residents may ask us not to sell their covered information by emailing info@oceanbeachmedia.com.
7. Consumer communication choices
Consumers who submit a quote request give express written consent, as stated on the form, to receive marketing calls and texts from us and the named partners. To stop texts, reply STOP. To stop calls, tell the caller or email info@oceanbeachmedia.com with the number to remove; we honor requests within 10 business days and relay them to partners we shared the number with. Every marketing email includes an unsubscribe link.
8. Cookies and tracking technologies
We use cookies, pixels, scripts and similar technologies, including from Meta, Google, call-tracking and consent-certification vendors, to run our sites, remember progress, measure advertising and show relevant ads elsewhere. You can control cookies in your browser; blocking them may affect site functions. To opt out of interest-based advertising visit optout.aboutads.info or your device’s ad settings. We respond to GPC signals as described in Section 5. We do not respond to “Do Not Track” signals.
9. Security
We use encryption in transit, access controls, vendor due diligence and reputable hosting to protect personal information. No system is perfectly secure. If a breach affects your information we will notify you as the law requires.
10. Children
Our sites are for adults. We do not knowingly collect personal information from anyone under 18. Contact us if you believe a minor has provided information and we will delete it.
11. International users
Our sites are intended for United States residents and are operated from the United States, where your information will be processed.
12. Changes
We may update this policy. The “Last updated” date shows the latest revision. Material changes will be posted before they take effect.
13. Contact us
Ocean Beach Media
7040 Avenida Encinas, Suite 104
Carlsbad, California 92011
Phone: 1-888-521-0209
Email: info@oceanbeachmedia.com